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PNB Housing Finance Strengthens its Presence across India with the Expansion of ‘Roshni’

  • Announces the launch of its new branch in the city to offer affordable home loans
  • Fulfils the home ownership dreams of a wide range of customers, including new-to-credit applicants and self-employed individuals
  • Flexible repayment options with lower EMIs and tenures of up to 30 years

Gandhinagar, 29 February 2024: PNB Housing Finance, one of the India’s leading housing finance companies, today inaugurated its new branch in Gandhinagar, exclusively offering Roshni affordable home loans to aspiring home owners. This is in line with the Company’s strategy of making its products and services more accessible to customers across the country. Mr. Anujai Saxena, Chief Transformational Officer, PNB Housing Finance, inaugurated the branch in the presence of other senior officials from the company.

Roshni is an extension of PNB Housing’s commitment to last-mile financial inclusion in the country. The programme offers loans ranging from INR 5 to 35 lacs for home expansions and renovations, plot purchases combined with construction, loans against property, and the purchase of property investment. It offers customer-centric benefits like flexible loan tenure, robust service delivery model, minimal formal income documentation, high loan-to-value ratio and competitive interest rates, backed by a trusted brand with close to four decades of experience.

Mr. Girish Kousgi, MD & CEO, PNB Housing Finance, said, “Home ownership is a significant milestone in an individual’s life, and our vision is to make this journey more affordable and accessible for all. With Roshni, we are committed to addressing the growing needs of prospective home buyers and fostering socio-economic progress in the country. Our new branch in the city will enable us to provide affordable home loan solutions, backed by personalized services and robust digital capabilities, to our wide set of customers. Gandhinagar is an attractive market with tremendous growth opportunities and we will continue to strengthen our presence in the state with our offerings.

PNB Housing Finance has 100 branches for Roshni, and plans to strengthen its distribution network in Tier 2 & 3 cities with 160 branches by the end of FY24. With dedicated teams for sales, credit and collections, Roshni has successfully achieved a significant milestone of INR 1,000 crore loan book in less than one year of its launch, catering to the evolving needs of Roshni customers across the country.

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